Great news – is this QQ? Any idea exactly how much it is gonna add up to?
Yes sorry .. QQ .. It’s 1437 plus 8% for 4 years X
Duane Castleman says
Did they provide you such a thing on their response that is final first? They did if you ask me but we almost dropped down my seat laughing whenever it is read by me!!
Yes i do believe about 300 .
It has been therefore helpful we have actually delivered the 2nd e-mail when I had most of the loans on my credit report to PDUK and QQ hoping I have a reaction straight back any such thing will likely to be an advantage if i will be truthful when I simply require these defaults off my account these are generally destroying my odds of buying a property.
Just gotten this today. The is the respond to the template page ? Does not add up ? Anybody had this of will give me personally some advice many thanks for the inquiry and your persistence although we carried out our research. Our company is expected to make sure that your credit history is as much as date. Our responsibility to report and improve your loan information to credit guide agencies is scheduled forth within our privacy. Please consider, when your contractual repayment contract ended up being perhaps not honoured, this could affect your credit report adversely, including a standard being registered.
Our documents suggest loan 1666952 and loan 1772628 contractual repayment dates had been perhaps perhaps not honoured. We reached off to you many times to e to a payment that is affordable; nevertheless, all tries to find an appropriate re re payment arrangement went unanswered. You had been supplied with that loan of 400.00 GBP on 02/08/2010. Your loan ended up being extended an overall total of 4 times. Your final extension charge re payment and last repayment had been never ever gotten in complete. Which caused the mortgage to default and later on utilized in a party collection agency that is third.
With the defaults were said by this being registered is accurate and certainly will perhaps maybe not eliminated.
As this might be our last reaction with regards to your issues into the above referenced account, that you are aware of the ultimate availability of the Financial Ombudsman Service if you are not happy with this oute I need to ensure. There is the directly to refer your plaint towards the Financial Ombudsman provider, totally free you should do therefore within half a year regarding the date for this page. The Ombudsman will not have our permission to consider online payday FL your plaint and so will only be able to do so in very limited circumstances if you do not refer your plaint in time. For instance, in the event that Ombudsman thinks that the wait was being consequence of exemplary circumstances. I’ve provided you with a web link to your leaflet for the information to work with you if you choose to pursue this course that is further of. They could be contacted at
Sara (Financial Obligation Camel) says
By mistake as you have just sent off the plaint, I am wondering if this should actually be addressed to someone else and it has e to you? Do you recognise the mortgage numbers / dates they mention?
Hi Sara, Everybody Else
We have actuallyn’t updated in some time but have always been happy to say i obtained a reimbursement of just below 3k from Wonga following the matter visited an Ombudsman (they ignored the adjudicator). The entries have already been taken off my personal credit record but I’m surprised to look at rating (that I comprehend is essentially worthless anyhow but however) has brought a battering that is absolute. We thought having these entries eliminated would do miracles for my credit history??
Also recently had a judgement from an Ombudsman according of Quickquid. Have always been expecting over 3k right straight right back they take to pay out from them- any ideas how long? It’s been a week now and never a term from their website despite my duplicated e-mails in their mind. Many Many Thanks all. Jo
Sara (Financial Obligation Camel) says
Until you had defaults or want to get home financing, having repaid payday advances deleted does not enhance your rating much.
Good to know the Ombudsman upholding another QQ plaint.
Hi, the same as to express that Wonga have actually released me personally having a 3512 reimbursement and I also have actually accepted. I might have in all probability been eligible for a lot more than that but i recently desired the nightmare to get rid of. To not bad times scales 6 days from initial plaint
I’m in the act with QQ. Nevertheless they appear to there be dragging heels a little.
I will be reviewing how many other panies caused me therefore hardship that is much despair.
Sara (Financial Obligation Camel) says
great – you will be the person that is second to have an offer in less than 2 months 🙂
Quickquid took over 2 months to obtain back once again to me personally making an offer we expected of 150 from reading these articles. We told them where you should go and left it using the Ombudsman whom upheld the plaint and awarded me around 1700. QQ took about 10 days to spend whenever I expected them to use the complete 30 days that are working.
Congrats. QQ did exactly the same in my experience offered me 150 so that it’s gone to your ombudsman.
This website is fantastic! After reading all of the ments and success tales on right right here, we made a plaint to QQ. They took the total 2 months to produce an offer of 150. We rejected their offer and contacted the ombudsman – within 30 days I have actually an offer of 1894.30 . ? Ombudsman said they couldn’t make sure most of the loans had been unaffordable nonetheless they could see we had bee based upon them ? Simply payment that is awaiting
Sara (Financial Obligation Camel) says
Exemplary – ended up being this from an Adjudicator or achieved it need certainly to head to Ombusdman degree?
simply the adjudicator. I experiencedn’t supplied any bank statements or payslips like QQ had expected either, simply my page of plaint.
I acquired the standard questionnaire from QQ and p2p today simply over per week after seeking soa. Sent an image of payslip showing my wage slip can’t find bank declaration. Additionally told them i obtained letter that is template a financial obligation advise web web page no name mentioned as nothing in connection with them. Only have to relax and wait now! Also payday express contacted me wanting us to verify current email address ? Simply wonga to reply now all others have actually answered roll on sept whenever it will all be sorted could keep updated when I get info and ideally provides
Almost three weeks hence, we delivered down plaints to QQ also to Wonga. Today, I delivered another one off to Wage Day Advance – I was thinking the attention on that loan had been reasonable nevertheless when we seemed right back I became repaying 94 per month for just two years….and the loan that is initial been for 300!
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